How many "Independent Contractors" do you pay to help you with your event? Do you use a marketing consultant? Do you hire an event coordinator? Do you pay a site manager? It takes quite a few people with a variety of skills to produce a successful event. The question is what happens if one of these people does something wrong any you or your event are sued because of it? Will your Event Insurance defend you and/or pay a claim if one of these people is at fault?