Insurance and Risk Management Programs Exclusively for Nonprofits

Knowledge Center

Download our free insurance guides, checklists, and other resources for nonprofits. Let us help you better understand your insurance needs and options to become better protected.

Solutions

Nonprofit insurance coverages and risk management solutions will help your organization stay afloat in troubled waters, protecting key assets and personnel.

Blog

Check back often or subscribe to stay on top of the latest issues affecting the nonprofit sector – from regulatory changes and inspiring stories to liability discussions and more.

Contact Us

We’re available by email or phone to answer any questions you have that pertain to nonprofit insurance or nonprofit risk management – we look forward to hearing from you!

THE NUTS & BOLTS OF INSURANCE FOR NON-PROFITS

 

A well thought out insurance program is a vital part of running a nonprofit organization. Learn the essentials of insurance for nonprofits with this complimentary guide.

Latest Blog Posts

  • Independence Day Precautions: This Checklist Can Help Independence Day Precautions: This Checklist Can Help - The 4th of July holiday is a nostalgic one for most of us.  I remember churning homemade ice cream with my father and the excited anticipation of the fireworks.  Most of us have similar memories and think the Independence Day holiday as the heart of summer activities.  Many nonprofit organizations host events and fundraisers centered around this important day and need to discuss their nonprofit
  • 5 Things You Need to Know About Nonprofit D&O Insurance 5 Things You Need to Know About Nonprofit D&O Insurance - Nonprofit organizations need several types of insurance coverage to protect themselves, their interests, and their employees from lawsuits. Some examples include general liability insurance, workers compensation insurance, property insurance, and more. When beginning the insurance coverage process, most nonprofit leaders ask about directors and officers (D&O) insurance first. Many leaders view
  • How to Conquer the Top Legal Risks Facing Nonprofit Boards How to Conquer the Top Legal Risks Facing Nonprofit Boards - Legal risks are not unique to for-profit organizations. Non-profits can find themselves in a variety of legal entanglements in they aren’t careful. The best way to prevent these risks is to understand them. From there, nonprofits can implement strategies to manage these risks. The following are the top legal threats facing nonprofit boards. Social media. All businesses rely on social media,
  • Workers’ Compensation and Independent Contractors Workers’ Compensation and Independent Contractors - Outside of general liability claims, lawsuits related to injured workers can bankrupt a nonprofit organization without adequate workers’ comp as well. This type of insurance protects employees who are injured while performing work duties. While the requirements for workers’ comp vary from state to state, most do not require it for 1099 independent contractors. Most states do not require
  • How to Reduce the Risk of Sexual Misconduct Claims How to Reduce the Risk of Sexual Misconduct Claims - Improper sexual misconduct has taken center stage as countless individuals have come forward with intolerable accounts of harassment and abuse. While nonprofits may believe they are safe from such legal entanglements, recent headlines suggest otherwise. Some of the most shocking charges against nonprofit organizations include: USA Gymnastics came under fire after hundreds of girls came forward to
  • International Nonprofit Insurance Coverages International Nonprofit Insurance Coverages - International Coverage Non-profit international insurance provides coverage for your operations outside of the United States. It is similar to general liability but can also include other coverage such as auto liability, volunteer protection, and repatriation. Three Reasons Why Your Nonprofit Needs this Coverage You travel overseas to fulfill your mission: Your general liability may have limited
  • How Nonprofit General Liability Affects Hiring Independent Contractors How Nonprofit General Liability Affects Hiring Independent Contractors - Most well informed nonprofit owners and managers know they need numerous insurance policies to protect themselves and their organization from a variety of lawsuits and claims. Some of the most common are general liability insurance and workers’ compensation insurance. Yet many fail to realize how these policies inform the decision-making process involved in hiring independent contractors. General
  • How to Handle Nonprofit Risk Management How to Handle Nonprofit Risk Management - Nonprofits differ from for-profit organizations in several ways – some more subtle than others. Yet all businesses are exposed to a number of risks. Every business, no matter its aims, has a unique risk profile. Unlike their for-profit counterparts, many nonprofits lack the appropriate degree of risk management. In fact, less than a quarter of nonprofits have a dedicated risk manager. This is a
  • How Do Employment Practices Apply to Volunteers? How Do Employment Practices Apply to Volunteers? - Many nonprofits rely on volunteers in addition to paid employees to achieve their goals. However, nonprofits should take pains to understand what the true legal difference is between these two types of workers. The simple difference is that employees are paid and volunteers are not, but several factors affect the legal definition. Volunteer vs Employee: Who Qualifies? The Department of Labor uses
  • Is Your Nonprofit Making These Budget Mistakes? Is Your Nonprofit Making These Budget Mistakes? - Many individuals start a nonprofit to solve a social problem. However, having passion for a cause is not enough to guarantee success. Building a prosperous nonprofit from the ground up is not for the faint of heart. While nonprofits often have an admirable goal at their core, they need to put in as much effort into running their organization as for-profit companies do. The following are some of

LinkedIn Posts

Twitter Posts