Insurance Made Simple Blog

Nonprofits are 17 Times More Likely to be Sued for Sexual Misconduct

I think that we all agree that abusive behavior of any kind is unacceptable in your organization.  But I think we all agree that Sexual Abuse cannot be tolerated under any circumstances.  Regrettably, it’s something that happens all too often in a variety of situations.
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Your Nonprofit Board is at Risk!

Recently I had an email conversation with one of my clients about the personal liability their board members take on through their service to the organization.  I thought it might be valuable to share this information with everyone.
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What to Do if Your Non-Profit Doesn’t Have the Right Coverage

What should you do if your nonprofit organization doesn’t have the right coverage? Fix it, pronto.
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Why You Should Partner with a Non-Profit Insurance Broker

Non-profits, like any organization, have certain risks associated with their operation. However, they’re in a uniquely problematic position in that they generally don’t have room in their budgets to cover the unexpected—meaning a single incident can capsize them.
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Why Non-Profits Shouldn’t Buy Insurance from Non Specialists

If you’re looking into insurance coverage for your nonprofit organization, you’ve likely already come to at least one big realization: nonprofits are very different from other types of organizations, and they require their own breed of diligent legal expertise and financial know-how.
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Your Guide to General Liability Policy Forms for Non-Profits

Insurance policies can be mysterious things to the average individual—so many pages, so many types of coverage, and endless paragraphs of legal jargon. Most people don’t even attempt to read their policies, much less understand them. However, it is important to understand the exclusions in your nonprofit's basic coverage policy. When it comes to general liability (and this is true for most […]
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It Makes No Sense for Non-Profits to Buy Insurance from Generalists

A nonprofit exists to serve its specific community and to fulfill its mission. Most brokers are “generalists.” They may or may not have specific knowledge about the products they sell and the types of clients they sell to—that’s because often “selling” is all they care about. At best they may be able to offer advice on simple insurance products. What’s certain is that only a very small minority […]
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