Nonprofit Insurance Digest

Elizabeth Leontieff

Elizabeth Leontieff
As the co-founder and COO of SteelBridge Insurance Services, Elizabeth has dedicated her career to being an expert in the field of non-profit insurance. With over 25 years of experience and education, she knows the industry inside and out. She has also had extensive experience serving on various non-profit boards and understands effective non-profit management. She is a Certified Insurance Councilor (CIC) and Certified Workers’ Compensation Advisor (CWCA), and is currently pursuing the Management Liability Insurance Specialty (MLIS) designation. Elizabeth loves music and has been known to dance and sing wildly when no one is watching (and sometimes when they are). She recently moved to Austin, TX and loves exploring her new hometown. You can often find her in the kitchen with a glass of wine cooking up a meal for her family and friends.
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Recent Posts

What's Happening with Property Insurance?

As you might have heard, property insurance is getting more and more difficult to get.  This is due to the many natural disasters we have experienced over the last several years. The insurance companies have paid out billions of dollars in losses and are changing their underwriting guidelines in response.  So, what does that mean for your nonprofit?
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How are Nonprofit Insurance Premiums Determined

We speak with many nonprofits that want a ballpark premium estimate for their insurance or an endorsement.  Unfortunately, this is next to impossible for us.  While sometimes we provide very rough ballpark estimates for things based on our experience the actual premiums have to be determined by underwriters.  There are many factors that go into determining what your nonprofit insurance program […]
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Another Conversation About Nonprofit Cyber Liability

It seems like we hear almost daily now about cyber-attacks. We tend to believe that these attacks only happen to large companies because that’s what we read about in news. However, the statistics show that there are far more attacks on smaller companies including nonprofit organizations. Cybercriminals see smaller entities as “low hanging fruit” because they generally have less cyber protection […]
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Nonowned Auto Liability - the most misunderstood nonprofit insurance coverage

Whether or not your organization owns vehicles you can have an auto claim or lawsuit brought against you.  This fact is one of the most misunderstood risk factors that nonprofits face.  However, it is easily mitigated by including Non-owned Auto Liability in your insurance program.  This coverage can cost as little as $250 per year and provide significant protection.
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What Insurance Limits Does My Nonprofit Need?

This is a question we get frequently and it's impossible to answer.  We can't look into the future to see what might happen that would result in a claim and even if we could there is no way of knowing what the cost of that potential claim would be.  Coverage limit determinations are part of the overall risk analysis all nonprofits should do when reviewing their nonprofit insurance program. […]
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Nonprofit Orgs need GL and D&O Insurance Coverage at a Minimum

I am approached by many nonprofits that say they need General Liability, or they need Directors & Officers Liability but not both. However, I always recommend both because these two coverages are the cornerstones of any effective nonprofit risk management and insurance program. These two coverages provide completely different types of insurance protections for your nonprofit organization.  It is […]
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4 Key Insurance Coverages for Nonprofits

Insurance is a big subject full of words that nobody uses in their daily lives.  Insurance for Nonprofits can seem more complicated by the fact that insurance was originally created with for-profit businesses in mind, so it’s not always obvious how the various pieces fit together to create the specific programs needed by most organizations.  However, because it’s specialized we can simplify the […]
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5 Essentials of Cyber Liability Your Board Needs to Consider

Who ever thought there would be such a thing as Cyber Liability? We all seem to take our electronic devises and ability to communication electronically for granted these days. Unfortunately, the more we depend on these things the more complacent we become about the risks involved. And, that complacency is exactly what cyber criminals’ prey on. Thankfully, there is Cyber Insurance available to […]
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5 Ways to Review Your Nonprofit Insurance

It’s important to review your nonprofit insurance policies periodically. The activities and operations of your nonprofit may change over time. And the coverages available to nonprofits may also change over time. As things evolve it’s critical that you manage risk by verifying that your coverage is up to date and addresses the unique needs of your organization. The easiest time to do this review […]
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