Nonprofit Insurance Digest

How to Reduce the Risk of Sexual Misconduct Claims

Improper sexual misconduct has taken center stage as countless individuals have come forward with intolerable accounts of harassment and abuse. While nonprofits may believe they are safe from such legal entanglements, recent headlines suggest otherwise. Some of the most shocking charges against nonprofit organizations include: USA Gymnastics came under fire after hundreds of girls came forward to […]
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Four Often Unanticipated Reasons People Sue Nonprofits

Nonprofit leaders often invest in insurance as a means to mitigate risk, but this is not quite an accurate assessment. Insurance policies help manage the financial fallout following exposure to certain risks—it does, however, prevent them. Although combing through the numerous scenarios that can affect a charitable association can make nonprofit managers’ heads swim, it is vital to maintaining a […]
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When Do You Need Improper Sexual Conduct Coverage?

Any assertion of sexual abuse against an employee or volunteer of a nonprofit organization can be devastating. Most claims are made not just against the alleged perpetrator, but also against the organization itself and every individual board member. The cost of these claims must be measured both in financial terms and in the long-term affect on the reputation of the organization. In purely […]
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