Nonprofit Insurance Digest

How to Properly Define an Independent Contractor for Your Non-Profit

Many, if not most, nonprofit organizations hire independent contractors to help them facilitate their mission. It is a convenient way to get the work done without the need to hire permanent employees. The problem is, hiring independent contractors creates a risk that isn’t covered by your nonprofit general liability insurance. General liability policies specifically exclude coverage for […]
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Nonprofits, Insurance and Independent Contractors

There is a common misconception among nonprofits about what defines an Independent Contractor.  And there is even more confusion when we throw the nonprofit insurance into the mix.  The technical definition is:  “A person who contracts to do work for another person according to his or her own processes and methods; the contractor is not subject to another’s control except for what is specified in […]
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