Many, if not most, nonprofit organizations hire independent contractors to help them facilitate their mission. It is a convenient way to get the work done without the need to hire permanent employees. The problem is, hiring independent contractors creates a risk that isn’t covered by your nonprofit general liability insurance. General liability policies specifically exclude coverage for […]
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There is a common misconception among nonprofits about what defines an Independent Contractor. And there is even more confusion when we throw the nonprofit insurance into the mix. The technical definition is: “A person who contracts to do work for another person according to his or her own processes and methods; the contractor is not subject to another’s control except for what is specified in […]
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