Nonprofit Insurance Digest

Employment Practices Liability Insurance Claims & Your Nonprofit

In the world of insurance for Nonprofits, Employment Practice’s Liability coverage is often overlooked and misunderstood. Most Directors and Officers policies written for Nonprofits include Employment Practices Liability coverage (EPL). So, you may have this coverage and not even know it. However, not all EPL policies offer the same coverages and benefits. This coverage accounts for nearly 95% of […]
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How Do Employment Practices Apply to Volunteers?

Many nonprofits rely on volunteers in addition to paid employees to achieve their goals. However, nonprofits should take pains to understand what the true legal difference is between these two types of workers. The simple difference is that employees are paid and volunteers are not, but several factors affect the legal definition. Volunteer vs Employee: Who Qualifies? The Department of Labor uses […]
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