As a national insurance brokerage specializing in nonprofit insurance, we understand the risks you face and can provide the coverage you need.

One of our clients is a nonprofit thrift store in California established in 2001. All proceeds from the thrift store are used to help low income pet owners to buy food and care for their pets. Operational income is received from thrift store sales, grants, and donations. Management and staff is a combination of paid employees and volunteers.

The need for their services has grown significantly. This has put a burden on staffing to properly manage all aspects of the organization—including the insurance program. Additionally, increased staffing costs (wages, benefits, workers’ compensation, etc.) has put a strain on their budget.

The organization was in the process of opening a second location and the issue of insurance came up. The insurance program had not been reviewed in several years and the key concern was the workers’ compensation premium.

In this case study we take a look at:

  • The problems our nonprofit client was struggling with (increasing premiums, inadequate coverage, etc.)
  • How we went about addressing our client’s concerns
  • How we helped our client save over 50% on their annual workers’ compensation premium

Download this case study to learn more about how we helped a nonprofit thrift store save over 50% on their workers’ compensation premium.